Kiplinger Article Review

2010 Cars: Where the Deals Are
By Jessica L. Anderson, Associate Editor

Deal or no Deal:
General Motors, Chrysler and Ford collectively offered the heftiest cars in 2009. But in 2010 they and most other carmakers are trying to convince buyers off the car addiction. The Detroit Three are doing a better job of adjusting production to demand. If they don’t overbuild, they don’t need to offer such large Cars to spur sales.

More Money for you:
From the ninth-generation Mercedes-Benz E-class sedan to the Lexus RX and Chevrolet Equinox crossovers, manufacturers have added more standard features and reduced prices. for the 2010 model year, 85% of cars and 100% of SUVs have standard stability control.

Liability Insurance

Liability Insurance is important to have because it helps you even if the accident isn't your fault and liability insurance helps you in dangerous situations! i like the what if.... potion where it said if the accident is not your fault the insurance will cover it but if the accident happenss to be your fault then your liability insurance will cover the other vehicles damages but not your own! :)

Auto Insurance

Auto Insurance is good to have because there are so many different kinds of auto insurance available. In the state of Iowa auto insurance is require to have. Also some examples of some are fault and no fault. No fault insurance is when you are both no reliable for it and fault is when someone just comes and hits you for no reason so its their fault. Also there are many different agencies such as Allied or Statefarm! :)

Disability Insurance

I like the pictures! Also i learned a lot about people who are disable and need work leave can get money if they got hurt by their job and it can really help these people out. Also disability insurance has a waiting period. So its good to get it fast. There is also social security disability and group disability insurance which is good for the person too! You can have this even if you partly disabled too! :) The waiting period is usually 180 days to get paid not including salary!

Life Insurance

I learned that not every one needs life insurance and that if you need life insurance it is probably for if you 1. have a family and need to take care of them and 2. if you have a business and want to in the end keep it up and running or pass it down to somone! Also i leanred that there is long and short term isurance and it is very important to have if you want to protect yourself

Health Insurance

I think we did awesome! So i think next time we just need more pictures other than that it was the best slide of the whole class! I learned a lot with ours also! :):):)

Homeowners Insurance

I think Homeowners insurance is very impotant. I learned that it can be kinda expensive but it is very important and also i learned some agencies such as GIECO which can be helpful. Also I learned the different kinds of things that home (renters) Insurance covers such as automobiles, fire, and weather to name a few! I like the power point too :)

Kiplinger Blog

3 health mistakes
by Kimberly Lankford
Focusing on Premiums Alone
a higher- premium policy with low copayments could be a better deal than a lower premium policy
Skimping on Coverage Limits
One of the costliest mistakes you can make is to buy a policy with inadequate coverage.
Ignoring alternatives to COBRA
If you lose your job, you may sign up for coverage under COBRA, the federal law that lets you keep health insurance under your former employer's plan for up to 18 months.
In conclusion i learned that when getting insurance people get it for the wrong things and make many mistakes. Also people dont take help when they need it. They think that buying insurance is a walk in the park or they dont bother to do anything with insurance.

Protection Agency Blog

In this activity I learned about the different kinds of agencies and the certain things they do to help out the people and communities. Also i learned that there are a lot of wesites out there to help keep you safe in things. During unit 2 i learned a lot like how to figure out how much your car is worth at certain values and also i learned how to figure out monthly payments, loan amounts, and many more on the house i might buy in the future. Also i learned the difference between wants and needs. Lastly i learned the importance of saving and how money works in the real world... like college and renting and food.

Internet Car Project blog

In this activity i learned how expensive it is for my dream car but also i learned that it can come cheaper for a monthly payment on the car, but with my income i would not be able to afford it. A monthly payment for the car i would like to havve is almost 700 dollars and my monthly payments would be half of that or more. Like 300 dollars. I would like to have my dream car but its safe to say i dont think it will happen ANY time soon. :(

Internet House Project blog

From this assignment i learned how to finacially figure out how much i house i might want in the future would cost. Also i learned how to use formulas to figure out the down payment, loan, monthly payment, and interest rate. This was an important activity and im glad we did it. Also i learned if my potential career would allow me to own the home i would want in the future and what price ranges i would have to stay in. My mom is a realitor and can maybe help me in the future also.

Rent Vs. Buy

Renting
You dont have you have a loan or down payments.
Renting doesn't create debt
Short term use
Live with other people to split rent. (roommates)
No interior decorating
single people with only one person living in a small place.

Buy
planning a long term stay
yard pets garage projects
its an investment

1. Rent
2. Rent
3. Buy
4. Rent
5. Buy

Kiplinger Blog

13 Careers for the next decade
By Marty Nemko
This article was about the steps and things to get to some of these jobs and the jobs them selves like quality of life goes along with Federal-government manager-homeland security
The other jobs consist of Higher-education administrator

Wants

I am responsible for my wants right now. My Mom and dad are finacially in a bad time so i pay for mostly everything i need. If its something like a doctor related things tho my mom will help out buy when it comes to toothpaste, shampoo and conditioner, and other things i need i have to get. My wants i have to pay for. My clothes I pay for but they pay for the food in the house and my gas

Kiplinger Article Review

"Tweet" can help grow your business
By Michael Doan

In this article i learned about how the new website Twitter has been spreading like wildfire. This website allows you to tweet with your friends and even celebs. It has grown becasue its like a form of texting but using the more advance computer technology we have today. I think twitter is a good and bad idea because like the article said it is easy and informal but with facebook and myspace and now this there are downfalls. Twitter is great for having a small business and also it is a good tool for trade shows and is useful. This is a webpage that started small and is now up and booming making millions. You see celebs tweeting, twitter on talk shows and t.v. Twitter is a new technology that was a good idea for those who dont have cell phones and want to catch up. also it can help people who have busnesses dicuss things informally.

PBS Continued

2. Make your money work for you
The boy had a nice job and was making good money but didn't save it. He took out the money and bought a big screen t.v. and he needs to learn to save the money for groceries and things so he has that.

3.Digging out of Debt
The college girl who worked at applebees went to college and the fines built. She was in debt. When your in debt you need to save and not go spend money on the little things like coffee because in the long run it adds up and it can get you in trouble! Most college kids are in debt and need to manage their money but priority. Credit Card debt came up on her too

4. Start Saving
D. Woods was a part of Danity Kane and was making money but still had to learn how to manage and save it. Even if you are a star and making decent money you need strategies to help manage it. When you make a lot of money like that and go spend it on a big house, clothes, and other things that aren't necessary it builds up and eventually lead to debt.

5. Get Insured
When the lady finally got her job and could afford for pay for her bills and kid and baby on the way finally she thought that if i have the money dont go out and spend spend spend on things that you donnt need start spending it on insurance: for you house, kids, youself, cars and more because if you do that and get insured if something ends up happening then you dont have to pay a lot more then you did if you did have insurance. Its being safe.

6. Do it Yourself
When the guy starts his own business sure you make good money because your the owner and are sometimes the only employee but you also have downfalls the nececities for the business and if more people work for you then you have to make sure they have what they need and are getting paid. So sure its nice to own your own business but there are certain downfalls

PBS Video

1. In the first part of the video making it, keeping it i learned that even if you have a big company and have a lot of money you need to save it and put it away. When you make a lot of money you need to keep it for other more important things. Jam Street was there organization and before he made his money he hustled on the streets.
2. Making your money work for you, is where that boy bought a T.V. and had to get crappy furnature and