Kiplinger Article Review

2010 Cars: Where the Deals Are
By Jessica L. Anderson, Associate Editor

Deal or no Deal:
General Motors, Chrysler and Ford collectively offered the heftiest cars in 2009. But in 2010 they and most other carmakers are trying to convince buyers off the car addiction. The Detroit Three are doing a better job of adjusting production to demand. If they don’t overbuild, they don’t need to offer such large Cars to spur sales.

More Money for you:
From the ninth-generation Mercedes-Benz E-class sedan to the Lexus RX and Chevrolet Equinox crossovers, manufacturers have added more standard features and reduced prices. for the 2010 model year, 85% of cars and 100% of SUVs have standard stability control.

Liability Insurance

Liability Insurance is important to have because it helps you even if the accident isn't your fault and liability insurance helps you in dangerous situations! i like the what if.... potion where it said if the accident is not your fault the insurance will cover it but if the accident happenss to be your fault then your liability insurance will cover the other vehicles damages but not your own! :)

Auto Insurance

Auto Insurance is good to have because there are so many different kinds of auto insurance available. In the state of Iowa auto insurance is require to have. Also some examples of some are fault and no fault. No fault insurance is when you are both no reliable for it and fault is when someone just comes and hits you for no reason so its their fault. Also there are many different agencies such as Allied or Statefarm! :)

Disability Insurance

I like the pictures! Also i learned a lot about people who are disable and need work leave can get money if they got hurt by their job and it can really help these people out. Also disability insurance has a waiting period. So its good to get it fast. There is also social security disability and group disability insurance which is good for the person too! You can have this even if you partly disabled too! :) The waiting period is usually 180 days to get paid not including salary!

Life Insurance

I learned that not every one needs life insurance and that if you need life insurance it is probably for if you 1. have a family and need to take care of them and 2. if you have a business and want to in the end keep it up and running or pass it down to somone! Also i leanred that there is long and short term isurance and it is very important to have if you want to protect yourself

Health Insurance

I think we did awesome! So i think next time we just need more pictures other than that it was the best slide of the whole class! I learned a lot with ours also! :):):)

Homeowners Insurance

I think Homeowners insurance is very impotant. I learned that it can be kinda expensive but it is very important and also i learned some agencies such as GIECO which can be helpful. Also I learned the different kinds of things that home (renters) Insurance covers such as automobiles, fire, and weather to name a few! I like the power point too :)

Kiplinger Blog

3 health mistakes
by Kimberly Lankford
Focusing on Premiums Alone
a higher- premium policy with low copayments could be a better deal than a lower premium policy
Skimping on Coverage Limits
One of the costliest mistakes you can make is to buy a policy with inadequate coverage.
Ignoring alternatives to COBRA
If you lose your job, you may sign up for coverage under COBRA, the federal law that lets you keep health insurance under your former employer's plan for up to 18 months.
In conclusion i learned that when getting insurance people get it for the wrong things and make many mistakes. Also people dont take help when they need it. They think that buying insurance is a walk in the park or they dont bother to do anything with insurance.

Protection Agency Blog

In this activity I learned about the different kinds of agencies and the certain things they do to help out the people and communities. Also i learned that there are a lot of wesites out there to help keep you safe in things. During unit 2 i learned a lot like how to figure out how much your car is worth at certain values and also i learned how to figure out monthly payments, loan amounts, and many more on the house i might buy in the future. Also i learned the difference between wants and needs. Lastly i learned the importance of saving and how money works in the real world... like college and renting and food.